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Meet the following eligibility
criteria:
-
are residents of Australia of
any age; and
-
are only travelling within
Australia, either one way or
return; and
-
are taking a trip of up to 12
months in duration within 12
months of purchase of this
travel insurance.
Have the following objectives
that are met by the key
attributes of this product:
-
Seek protection from
financial loss as the result
of specific defined
unforeseen events, that may
be incurred prior to or
whilst travelling. For
example, this plan can
protect a consumer against
financial loss for:
-
defined trip cancellation
events, before and while
they travel;
-
accidental loss, theft,
or damage to luggage and
personal effects;
-
rental vehicle insurance
excess as a result of
accidental damage or
theft to a rental
vehicle; and
-
some Coronavirus related
events.
-
may want cover for, and agree
to undertake a medical
screening for any existing
medical condition(s) that
does not meet the criteria
for automatic cover.
-
want access to assistance
during their trip for
guidance, support (even when
losses may not be covered by
the policy) and general
policy and coverage
information, as they would
not likely have specialist
resources available to them.
-
do not wish to pay an
additional premium for this
cover to apply to travel by
river cruise within
Australian waters.
-
may want to tailor cover to
be more suited to their
insurance needs for their
planned travels by:
-
lowering the excess
applied if a claim is
paid to minimise out of
pocket expenses for
covered events;
-
increasing the rental
vehicle excess cover
limit to cover rental
vehicle insurance
excesses of a higher
value
-
increasing the
cancellation limit so
greater benefits are
available for trips of
higher value;
-
specifying valuable items
to increase cover limits
and not have depreciation
apply;
-
adding cover for loss
arising from
participation in snow
sports; and
-
adding cover for their
existing medical
condition(s).
Whose financial situation is
consistent with the following:
-
Persons who can pay the full
quoted premium for the plan
and options selected before
the policy is issued;
-
Persons who can incur the
applicable excess if a claim
is made; and
-
Persons who may not wish to,
or be able to, cover expenses
themselves for events covered
by this travel insurance.
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-
want to be covered for travel
overseas; or
-
are not starting or ending
their trip at their home in
Australia; or
-
are Australian expatriates
based overseas; or
-
want cover for cruises in
Australian coastal or
territorial waters; or
-
want cover for multiple trips
under a single policy; or
-
want cover for loss arising
from excluded activities; or
-
want cover for travel to a
destination subject to a “Do
Not Travel” warning issued by
the Australian Government’s
Department of Foreign Affairs
and Trade; or
-
require cover that would
cause us to be in breach of
any restriction under United
Nations resolutions or any
sanctions, laws or
regulations of Australia, the
European Union, the United
Kingdom or the United States;
or
-
want cover for excluded
losses relating to an
epidemic or pandemic or
associated travel
restrictions; or
-
want cover for existing
medical conditions that do
not meet the criteria for
automatic cover and:
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